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McComb city, MS

ZIP 39648 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39648

Median Home Value
$107,700
Median Rent
$605
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$692/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39648 in McComb city, MS, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $692. That sits below the local median household income ($40,773), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.1%-16% vs US avg
x
Vacancy Rate
21.9%+113% vs US avg
x
Broadband Access
73.7%-15% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
4.7%-64% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
17.8%-64% vs US avg
x
Mortgage-Free
59.5%+56% vs US avg
x
$107,700
Home Value
$605
Rent
1980
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.6%
  • 1-unit attached2.5%
  • 2-9 units15.3%
  • 10+ units5.8%
  • Mobile home & other18.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$107,700
Median rent$605
Owner-occupied55.1%
Vacant21.9%
Price-to-income2.6x
Est. income to buy$30,000