ZIP Code 39666 — Summit town, MS Demographics & Data

ZIP code 39666 covers Summit, MS in Pike County with a population of about 11,985.

At a glance, the area shows median age of 39.6 (near the U.S. median).

It sits in telephone area codes 601, 769; U.S. House district MS-3; the JACKSON, MS media market.

Summit, MS sits in a university / college context (near southwest mississippi community college (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 39666 is about $44,836 — about 40% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.6%; unemployment rate near 4.5%; 21.5% of adults with a bachelor’s degree or higher (about 12.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 4.1% of workers reporting work-from-home (about 11.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $155,400 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $639 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 81.3% (about 15.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39666 in Summit, MS, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $998. That is roughly in line with the local median household income ($44,836). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Summit town, MS as Relatively Low (composite score 70.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (87.2) and wildfire (71.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Summit town, MS show little to no average snow and around 60.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 409 for ZIP 39666 (Summit town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.