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Starkville city, MS

ZIP 39759 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39759

Median Home Value
$241,100
Median Rent
$735
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,549/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39759 in Starkville city, MS, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,549. That is about 54% above the local median household income ($42,988), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
45.3%-31% vs US avg
x
Vacancy Rate
16.2%+57% vs US avg
x
Broadband Access
85.0%-2% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
31.7%-36% vs US avg
x
Mortgage-Free
46.2%+21% vs US avg
x
$241,100
Home Value
$735
Rent
1993
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.3%
  • 1-unit attached3.1%
  • 2-9 units23.1%
  • 10+ units17.1%
  • Mobile home & other9.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$241,100
Median rent$735
Owner-occupied45.3%
Vacant16.2%
Price-to-income5.6x
Est. income to buy$66,000