ZIP Code 39824 — Bluffton town, GA Demographics & Data

ZIP code 39824 covers Bluffton, GA in Clay County with a population of about 667.

At a glance, the area shows median age of 40.0 (near the U.S. median).

It sits in telephone area code 229; U.S. House district GA-2; the COLUMBUS, GA media market.

Median household income in ZIP 39824 is about $48,404 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.6%; unemployment rate near 0.0%; 22.7% of adults with a bachelor’s degree or higher (about 11.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Construction, and Public administration; about 0.8% of workers reporting work-from-home (about 14.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $57,100 — about 84% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $566 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 86.2% (about 20.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39824 in Bluffton, GA, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $367. That sits below the local median household income ($48,404), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bluffton town, GA as Very Low (composite score 8.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (71.8) and wildfire (36.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bluffton town, GA show little to no average snow.

IRS migration statistics show a net inflow of about 29 for ZIP 39824 (Bluffton town, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.