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Cairo city, GA

ZIP 39827 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39827

Median Home Value
$159,100
Median Rent
$742
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,022/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39827 in Cairo city, GA, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,022. That sits below the local median household income ($54,976), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.1%-4% vs US avg
x
Vacancy Rate
10.4%+1% vs US avg
x
Broadband Access
89.1%+2% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
3.9%-70% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
27.9%-44% vs US avg
x
Mortgage-Free
40.1%+5% vs US avg
x
$159,100
Home Value
$742
Rent
1993
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.2%
  • 1-unit attached0.0%
  • 2-9 units3.3%
  • 10+ units0.4%
  • Mobile home & other45.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$159,100
Median rent$742
Owner-occupied63.1%
Vacant10.4%
Price-to-income2.9x
Est. income to buy$44,000