ZIP Code 39840 — Cuthbert city, GA Demographics & Data

ZIP code 39840 covers Cuthbert, GA in Randolph County with a population of about 4,576.

At a glance, the area shows median age of 36.0 versus a U.S. median of about 38.9.

It sits in telephone area code 229; U.S. House district GA-2; the COLUMBUS, GA media market.

Cuthbert, GA sits in a university / college context (near andrew college (1.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 39840 is about $22,090 — about 71% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.7%; unemployment rate near 8.8%; 16.2% of adults with a bachelor’s degree or higher (about 17.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Public administration, and Retail trade; about 5.8% of workers reporting work-from-home (about 9.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $89,800 — about 74% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $373 (about 68% below the U.S. median rent ($1,163)), and owner-occupancy near 44.0% (about 21.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39840 in Cuthbert, GA, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $577. That is roughly in line with the local median household income ($22,090). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cuthbert city, GA as Very Low (composite score 17.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (76.1) and wildfire (37.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cuthbert city, GA show little to no average snow and around 55.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 202 for ZIP 39840 (Cuthbert city, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.