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Crestwood city, KY

ZIP 40014 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40014

Median Home Value
$381,500
Median Rent
$968
Affordability Snapshot
$105,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,451/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 40014 in Crestwood city, KY, a household would need roughly $105,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,451. That sits below the local median household income ($118,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.2%+36% vs US avg
x
Vacancy Rate
2.8%-72% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
12.7%-14% vs US avg
x
Built Pre-1939
1.0%-93% vs US avg
x
Built Post-2014
2.6%-62% vs US avg
x
Rent Burden >30%
11.1%-78% vs US avg
x
Mortgage-Free
27.2%-29% vs US avg
x
$381,500
Home Value
$968
Rent
1993
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.4%
  • 1-unit attached3.2%
  • 2-9 units6.1%
  • 10+ units2.5%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$381,500
Median rent$968
Owner-occupied89.2%
Vacant2.8%
Price-to-income3.2x
Est. income to buy$105,000