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ZIP 40066
Housing & Real Estate

ZIP 40066 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40066

Median Home Value

$207,700

Median Rent

$699

Affordability Snapshot

$57,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,334/mo PITI).

15%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 40066, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,334. That is roughly in line with the local median household income ($57,531). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

46.5%-29% vs US avg

Vacancy Rate

5.5%-47% vs US avg

Broadband Access

87.5%+1% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

10.1%-21% vs US avg

Built Post-2014

1.2%-83% vs US avg

Rent Burden >30%

1.3%-97% vs US avg

Mortgage-Free

34.8%-9% vs US avg

$207,700

Home Value

$699

Rent

1947

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached79.1%
1-unit attached0.0%
2-9 units15.6%
10+ units5.2%
Mobile home & other0.0%

ZIP 40066 — Housing & Real Estate

Housing & Real Estate in ZIP Code 40066

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