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, KY

ZIP 40070 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40070

Median Home Value
$188,300
Median Rent
$602
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,210/mo PITI).

26.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 40070 in KY, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,210. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.4%-17% vs US avg
x
Vacancy Rate
18.4%+78% vs US avg
x
Broadband Access
83.4%-4% vs US avg
x
4+ Bedrooms
11.6%-22% vs US avg
x
Built Pre-1939
18.8%+47% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
49.4%-1% vs US avg
x
Mortgage-Free
50.0%+31% vs US avg
x
$188,300
Home Value
$602
Rent
1950
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.1%
  • 1-unit attached0.0%
  • 2-9 units25.1%
  • 10+ units0.0%
  • Mobile home & other7.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$188,300
Median rent$602
Owner-occupied54.4%
Vacant18.4%
Est. income to buy$52,000