US5.com
  1. Home
  2. States
  3. Kentucky
  4. ZIP 40115
  5. Housing & Real Estate
, KY

ZIP 40115 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40115

Median Home Value
$157,100
Median Rent
N/A
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,009/mo PITI).

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 40115 in KY, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,009. That sits below the local median household income ($52,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.5%+37% vs US avg
x
Vacancy Rate
20.4%+98% vs US avg
x
Broadband Access
79.4%-9% vs US avg
x
4+ Bedrooms
10.9%-26% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
8.9%+29% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
51.2%+34% vs US avg
x
$157,100
Home Value
N/A
Rent
1997
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.3%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other20.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,100
Median rent$-666,666,666
Owner-occupied89.5%
Vacant20.4%
Price-to-income3.0x
Est. income to buy$43,000