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, KY

ZIP 40119 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40119

Median Home Value
$154,600
Median Rent
N/A
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$993/mo PITI).

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 40119 in KY, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $993. That sits below the local median household income ($66,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 60% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.3%+40% vs US avg
x
Vacancy Rate
59.8%+480% vs US avg
x
Broadband Access
70.4%-19% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
70.4%+42% vs US avg
x
Mortgage-Free
63.2%+65% vs US avg
x
$154,600
Home Value
N/A
Rent
1996
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.2%
  • 1-unit attached0.2%
  • 2-9 units0.2%
  • 10+ units0.0%
  • Mobile home & other22.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,600
Median rent$-666,666,666
Owner-occupied91.3%
Vacant59.8%
Price-to-income2.3x
Est. income to buy$43,000