ZIP Code 40241 — Louisville/Jefferson County metro government (balance), KY Demographics & Data

ZIP code 40241 covers Louisville/Jefferson County metro government (balance), KY in Jefferson County with a population of about 30,910.

At a glance, the area shows median age of 41.4 versus a U.S. median of about 38.9.

It sits in telephone area code 502; U.S. House district KY-3; the LOUISVILLE media market.

Median household income in ZIP 40241 is about $95,775 — about 27% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.3%; unemployment rate near 3.8%; 58.0% of adults with a bachelor’s degree or higher (about 24.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 14.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $349,200 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,290 (about 11% above the U.S. median rent ($1,163)), and owner-occupancy near 70.6% (about 5.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 40241 in Louisville/Jefferson County metro government (balance), KY, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,243. That is roughly in line with the local median household income ($95,775). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Louisville/Jefferson County metro government (balance), KY as Relatively High (composite score 98.3), which is among the highest nationally. The strongest component scores on US5 are flood (99.1) and wildfire (56.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Louisville/Jefferson County metro government (balance), KY show little to no average snow and around 48.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,154 for ZIP 40241 (Louisville/Jefferson County metro government (balance), KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.