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ZIP 40253
Housing & Real Estate

ZIP 40253 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40253

Median Home Value

$286,200

Median Rent

$1,318

Affordability Snapshot

$79,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,838/mo PITI).

22%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 40253, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,838. That is roughly in line with the local median household income ($73,285). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

65.5%+0% vs US avg

Vacancy Rate

4.3%-58% vs US avg

Broadband Access

91.3%+5% vs US avg

4+ Bedrooms

3.3%-78% vs US avg

Built Pre-1939

1.2%-90% vs US avg

Built Post-2014

1.9%-73% vs US avg

Rent Burden >30%

43.3%-13% vs US avg

Mortgage-Free

33.2%-13% vs US avg

$286,200

Home Value

$1,318

Rent

1984

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached63.7%
1-unit attached0.0%
2-9 units16.3%
10+ units19.9%
Mobile home & other0.0%

ZIP 40253 — Housing & Real Estate

Housing & Real Estate in ZIP Code 40253

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