What to know about ZIP 40270
ZIP code 40270 covers ZIP 40270 with a population of about 4,629.
At a glance, the area shows median age of 36.6 versus a U.S. median of about 38.9.
It sits in the LOUISVILLE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 40270 covers ZIP 40270 with a population of about 4,629.
At a glance, the area shows median age of 36.6 versus a U.S. median of about 38.9.
It sits in the LOUISVILLE media market.
Median household income in ZIP 40270 is about $45,800 — about 39% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 27.4%; unemployment rate near 2.8%; 31.1% of adults with a bachelor’s degree or higher (about 2.6 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Professional services, Food services, and Education; about 16.6% of workers reporting work-from-home (about 1.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $291,300 — about 16% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $997 (about 14% below the U.S. median rent ($1,163)), and owner-occupancy near 11.3% (about 54.1 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 40270, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,871. That is about 75% above the local median household income ($45,800), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.