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ZIP Code 40522 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

At a glance

Population
4,828
Density
N/A
Median income
$63,525
-15% vs US avg
Home value
$545,800
+57% vs US avg
Median rent
$806
-31% vs US avg
Timezone
N/A

Overview of ZIP Code 40522

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What to know about ZIP 40522

ZIP code 40522 covers ZIP 40522 with a population of about 4,828.

At a glance, the area shows median age of 37.8 (near the U.S. median).

It sits in the LEXINGTON media market.

Income and economy in ZIP 40522

Median household income in ZIP 40522 is about $63,525 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.1%; unemployment rate near 5.0%; 77.8% of adults with a bachelor’s degree or higher (about 44.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Finance and insurance; about 15.5% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 40522

Median home value is about $545,800 — about 57% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $806 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 48.4% (about 17.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 40522, a household would need roughly $150,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,506. That is about 136% above the local median household income ($63,525), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.