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ZIP 40533
Housing & Real Estate

ZIP 40533 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40533

Median Home Value

$233,200

Median Rent

$793

Affordability Snapshot

$64,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,498/mo PITI).

16%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 40533, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,498. That is roughly in line with the local median household income ($60,223). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

55.6%-15% vs US avg

Vacancy Rate

10.9%+6% vs US avg

Broadband Access

87.3%+0% vs US avg

4+ Bedrooms

0.5%-96% vs US avg

Built Pre-1939

0.0%

Built Post-2014

1.0%-86% vs US avg

Rent Burden >30%

26.3%-47% vs US avg

Mortgage-Free

38.7%+1% vs US avg

$233,200

Home Value

$793

Rent

1966

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached64.3%
1-unit attached0.9%
2-9 units11.1%
10+ units23.8%
Mobile home & other0.0%

ZIP 40533 — Housing & Real Estate

Housing & Real Estate in ZIP Code 40533

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