ZIP Code 40604 — undefined, undefined Demographics & Data

ZIP code 40604 covers ZIP 40604 with a population of about 2,494.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in the LEXINGTON media market.

ZIP 40604 sits in a university / college context (near kentucky state university (1.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 40604 is about $44,848 — about 40% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.6%; unemployment rate near 2.3%; 42.9% of adults with a bachelor’s degree or higher (about 9.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Education, and Public administration; about 17.7% of workers reporting work-from-home (about 2.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $207,300 — about 40% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $587 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 48.6% (about 16.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 40604, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,332. That is about 27% above the local median household income ($44,848), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for ZIP 40604 show little to no average snow and around 47.3 inches of annual precipitation.