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Loyall city, KY

ZIP 40854 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 40854

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Loyall city, KY as Relatively Low (composite score 65.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (79.9) and wildfire (69.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Low
Risk index
65.7
Flood risk
79.9
Wildfire risk
69.8
Hurricane risk
42.6
Earthquake risk
56.2
Tornado risk
39.5
Winter weather risk
73.3
Hail risk
47.9

Climate & Weather in ZIP Code 40854

Climate normals for Loyall city, KY show little to no average snow and around 52.2 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Relatively Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
7a
Annual Snow Days
0
Annual Precipitation
52.21 in
FEMA NRI rating
Relatively Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone7a
Annual precip (in)52.21
Snow days0
Broadband access86.1%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Low
NRI risk index65.7
Flood risk (NRI)79.9
Wildfire risk (NRI)69.8
Hurricane risk (NRI)42.6
IRS net migration32