ZIP Code 40964 — undefined, KY Demographics & Data

ZIP code 40964 covers KY in Harlan County with a population of about 104.

At a glance, the area shows median age of 61.1 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the KNOXVILLE media market.

KY fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 17.3%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Healthcare; a mean commute of about 37.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 56.1% (about 9.3 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 65.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (79.9) and wildfire (69.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 52.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 40964 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.