ZIP Code 41001 — Claryville CDP, KY Demographics & Data

ZIP code 41001 covers Claryville, KY in Campbell County with a population of about 19,206.

At a glance, the area shows median age of 40.0 (near the U.S. median).

It sits in telephone area code 859; U.S. House district KY-4; the CINCINNATI media market.

Median household income in ZIP 41001 is about $102,468 — about 36% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.4%; unemployment rate near 2.3%; 34.5% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Manufacturing; about 16.5% of workers reporting work-from-home (about 1.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $265,100 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $926 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 90.7% (about 25.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41001 in Claryville, KY, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,703. That sits below the local median household income ($102,468), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Claryville CDP, KY as Relatively Low (composite score 58.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (64.3) and wildfire (14.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Claryville CDP, KY show little to no average snow and around 43.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 717 for ZIP 41001 (Claryville CDP, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.