US5.com
  1. Home
  2. States
  3. ZIP 41012
  4. Housing & Real Estate
,

ZIP 41012 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41012

Median Home Value
$337,700
Median Rent
$1,052
Affordability Snapshot
$93,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,169/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41012, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,169. That is about 39% above the local median household income ($67,143), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
23.9%-63% vs US avg
x
Vacancy Rate
16.6%+61% vs US avg
x
Broadband Access
89.5%+3% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
6.2%-52% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
15.0%-70% vs US avg
x
Mortgage-Free
37.9%-1% vs US avg
x
$337,700
Home Value
$1,052
Rent
1960
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached11.5%
  • 1-unit attached7.1%
  • 2-9 units41.1%
  • 10+ units39.1%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$337,700
Median rent$1,052
Owner-occupied23.9%
Vacant16.6%
Price-to-income5.0x
Est. income to buy$93,000