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, KY

ZIP 41033 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41033

Median Home Value
$220,300
Median Rent
$561
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,415/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

32.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41033 in KY, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,415. That sits below the local median household income ($103,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.7%+36% vs US avg
x
Vacancy Rate
28.7%+179% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
3.9%-69% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
2.8%-94% vs US avg
x
Mortgage-Free
24.0%-37% vs US avg
x
$220,300
Home Value
$561
Rent
1994
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other32.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$220,300
Median rent$561
Owner-occupied88.7%
Vacant28.7%
Price-to-income2.1x
Est. income to buy$61,000