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Glencoe city, KY

ZIP 41046 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41046

Median Home Value
$194,800
Median Rent
$719
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,251/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41046 in Glencoe city, KY, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,251. That sits below the local median household income ($85,795), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.2%+20% vs US avg
x
Vacancy Rate
11.0%+6% vs US avg
x
Broadband Access
82.5%-5% vs US avg
x
4+ Bedrooms
10.3%-30% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
1.7%-97% vs US avg
x
Mortgage-Free
34.6%-9% vs US avg
x
$194,800
Home Value
$719
Rent
1989
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.3%
  • 1-unit attached0.0%
  • 2-9 units0.3%
  • 10+ units0.0%
  • Mobile home & other34.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$194,800
Median rent$719
Owner-occupied78.2%
Vacant11.0%
Price-to-income2.3x
Est. income to buy$54,000