US5.com
  1. Home
  2. States
  3. Kentucky
  4. ZIP 41048
  5. Housing & Real Estate
Francisville CDP, KY

ZIP 41048 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41048

Median Home Value
$306,800
Median Rent
$1,168
Affordability Snapshot
$84,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,971/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41048 in Francisville CDP, KY, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,971. That sits below the local median household income ($129,354), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.6%+32% vs US avg
x
Vacancy Rate
1.9%-82% vs US avg
x
Broadband Access
97.2%+12% vs US avg
x
4+ Bedrooms
7.9%-47% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
3.5%-49% vs US avg
x
Rent Burden >30%
22.1%-56% vs US avg
x
Mortgage-Free
23.7%-38% vs US avg
x
$306,800
Home Value
$1,168
Rent
2002
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.1%
  • 1-unit attached1.0%
  • 2-9 units2.8%
  • 10+ units2.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$306,800
Median rent$1,168
Owner-occupied86.6%
Vacant1.9%
Price-to-income2.4x
Est. income to buy$84,000