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Sardis city, KY

ZIP 41055 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41055

Median Home Value
$211,500
Median Rent
$544
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,359/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41055 in Sardis city, KY, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,359. That is roughly in line with the local median household income ($60,568). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.2%+26% vs US avg
x
Vacancy Rate
27.1%+163% vs US avg
x
Broadband Access
76.5%-12% vs US avg
x
4+ Bedrooms
8.9%-40% vs US avg
x
Built Pre-1939
5.2%-60% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
5.1%-90% vs US avg
x
Mortgage-Free
54.1%+42% vs US avg
x
$211,500
Home Value
$544
Rent
1995
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.8%
  • 1-unit attached1.8%
  • 2-9 units0.0%
  • 10+ units0.7%
  • Mobile home & other13.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$211,500
Median rent$544
Owner-occupied82.2%
Vacant27.1%
Price-to-income3.5x
Est. income to buy$58,000