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Walton city, KY

ZIP 41094 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41094

Median Home Value
$264,500
Median Rent
$1,059
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,699/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41094 in Walton city, KY, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,699. That sits below the local median household income ($91,678), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.0%+25% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
1.8%-73% vs US avg
x
Rent Burden >30%
19.3%-61% vs US avg
x
Mortgage-Free
35.8%-6% vs US avg
x
$264,500
Home Value
$1,059
Rent
1996
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.6%
  • 1-unit attached1.7%
  • 2-9 units8.2%
  • 10+ units5.7%
  • Mobile home & other8.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$264,500
Median rent$1,059
Owner-occupied82.0%
Vacant3.5%
Price-to-income2.9x
Est. income to buy$73,000