ZIP Code 41143 — Grayson city, KY Demographics & Data

ZIP code 41143 covers Grayson, KY in Carter County with a population of about 13,754.

At a glance, the area shows median age of 41.1 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the CHARLESTON - HUNTINGTON media market.

Grayson, KY sits in a university / college context (near kentucky christian university (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 41143 is about $48,485 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.7%; unemployment rate near 4.4%; 17.0% of adults with a bachelor’s degree or higher (about 16.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Education; about 2.8% of workers reporting work-from-home (about 12.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $141,200 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $543 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 75.3% (about 9.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41143 in Grayson, KY, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $907. That sits below the local median household income ($48,485), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Grayson city, KY as Relatively Low (composite score 52.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (69.4) and wildfire (58.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Grayson city, KY show little to no average snow.

IRS migration statistics show a net inflow of about 514 for ZIP 41143 (Grayson city, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.