ZIP Code 41201 — undefined, KY Demographics & Data

ZIP code 41201 covers KY in Lawrence County with a population of about 313.

At a glance, the area shows median age of 39.6 (near the U.S. median).

It sits in telephone area code 606; U.S. House district KY-5; the CHARLESTON - HUNTINGTON media market.

Median household income in ZIP 41201 is about $105,466 — about 40% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Other services, Transportation, and Utilities; a mean commute of about 132.0 minutes (U.S. average near 26.8).

Median home value is about $44,300 — about 87% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 55.5% (about 9.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41201 in KY, a household would need roughly $12,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $285. That sits below the local median household income ($105,466), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 53.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (73.0) and wildfire (67.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 46.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 41201 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.