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Inez city, KY

ZIP 41224 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41224

Median Home Value
$89,300
Median Rent
$400
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$574/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41224 in Inez city, KY, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $574. That sits below the local median household income ($43,906), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.4%+32% vs US avg
x
Vacancy Rate
20.5%+99% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
33.0%-34% vs US avg
x
Mortgage-Free
82.3%+115% vs US avg
x
$89,300
Home Value
$400
Rent
1983
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.7%
  • 1-unit attached0.1%
  • 2-9 units2.2%
  • 10+ units1.0%
  • Mobile home & other40.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$89,300
Median rent$400
Owner-occupied86.4%
Vacant20.5%
Price-to-income2.0x
Est. income to buy$25,000