ZIP Code 41250 — undefined, KY Demographics & Data

ZIP code 41250 covers KY in Martin County with a population of about 966.

At a glance, the area shows median age of 59.0 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the CHARLESTON - HUNTINGTON media market.

KY fits a retirement-oriented profile (high share of residents 65+ (43.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 41250 is about $43,350 — about 42% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.9%; unemployment rate near 12.4%; 4.5% of adults with a bachelor’s degree or higher (about 29.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Mining, Real estate, and Retail trade; about 8.5% of workers reporting work-from-home (about 6.7 points below the U.S. share (15.2%)); a mean commute of about 162.0 minutes (U.S. average near 26.8).

Median home value is about $71,700 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.8% (about 23.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41250 in KY, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $461. That sits below the local median household income ($43,350), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 49.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (77.2) and flood (71.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 48.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 41250 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.