US5.com
  1. Home
  2. States
  3. Kentucky
  4. ZIP 41385
  5. Housing & Real Estate
, KY

ZIP 41385 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41385

Median Home Value
$60,700
Median Rent
N/A
Affordability Snapshot
$17,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$390/mo PITI).

1.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 41385 in KY, a household would need roughly $17,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $390. That sits below the local median household income ($60,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.5%+22% vs US avg
x
Vacancy Rate
4.0%-61% vs US avg
x
Broadband Access
76.7%-12% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
66.1%+73% vs US avg
x
$60,700
Home Value
N/A
Rent
1988
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.5%
  • 1-unit attached4.5%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other33.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$60,700
Median rent$-666,666,666
Owner-occupied79.5%
Vacant4.0%
Price-to-income1.0x
Est. income to buy$17,000