ZIP Code 41557 — undefined, KY Demographics & Data

ZIP code 41557 covers KY in Pike County with a population of about 2,026.

At a glance, the area shows median age of 46.7 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the CHARLESTON - HUNTINGTON media market.

Median household income in ZIP 41557 is about $40,313 — about 46% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.2%; unemployment rate near 6.1%; 8.5% of adults with a bachelor’s degree or higher (about 25.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 9.4% of workers reporting work-from-home (about 5.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $141,700 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.3% (about 26.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41557 in KY, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $910. That is roughly in line with the local median household income ($40,313). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Moderate (composite score 87.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (94.0) and wildfire (90.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 48.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 76 for ZIP 41557 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.