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, KY

ZIP 41564 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41564

Median Home Value
$80,900
Median Rent
N/A
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$520/mo PITI).

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 41564 in KY, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $520. That sits below the local median household income ($56,182), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
97.8%+50% vs US avg
x
Vacancy Rate
27.6%+168% vs US avg
x
Broadband Access
96.7%+11% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
8.0%-38% vs US avg
x
Built Post-2014
5.6%-19% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
72.9%+91% vs US avg
x
$80,900
Home Value
N/A
Rent
1992
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.8%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units1.6%
  • Mobile home & other31.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$80,900
Median rent$-666,666,666
Owner-occupied97.8%
Vacant27.6%
Price-to-income1.4x
Est. income to buy$22,000