ZIP Code 41636 — undefined, KY Demographics & Data

ZIP code 41636 covers KY in Floyd County with a population of about 709.

At a glance, the area shows median age of 48.2 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the CHARLESTON - HUNTINGTON media market.

On socioeconomic markers, US5 shows a poverty rate of 31.0%; unemployment rate near 11.3%; 15.5% of adults with a bachelor’s degree or higher (about 18.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Mining, Public administration, and Food services; a mean commute of about 172.0 minutes (U.S. average near 26.8).

Median home value is about $67,800 — about 81% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $517 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 78.7% (about 13.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41636 in KY, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $436. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Moderate (composite score 94.2), which is among the highest nationally. The strongest component scores on US5 are flood (97.8) and wildfire (86.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow.

IRS migration statistics show a net inflow of about 26 for ZIP 41636 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.