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, KY

ZIP 41650 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41650

Median Home Value
$86,100
Median Rent
N/A
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$553/mo PITI).

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 41650 in KY, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $553. That is roughly in line with the local median household income ($23,871). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 42% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.1%-4% vs US avg
x
Vacancy Rate
42.0%+307% vs US avg
x
Broadband Access
81.5%-6% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
8.7%+27% vs US avg
x
Rent Burden >30%
100.0%+101% vs US avg
x
Mortgage-Free
68.5%+79% vs US avg
x
$86,100
Home Value
N/A
Rent
1978
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.5%
  • 1-unit attached0.0%
  • 2-9 units7.3%
  • 10+ units0.0%
  • Mobile home & other19.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$86,100
Median rent$-666,666,666
Owner-occupied63.1%
Vacant42.0%
Price-to-income3.6x
Est. income to buy$24,000