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, KY

ZIP 41731 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41731

Median Home Value
$52,700
Median Rent
N/A
Affordability Snapshot
$15,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$339/mo PITI).

1.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 41731 in KY, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $339. That sits below the local median household income ($51,538), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.6%+17% vs US avg
x
Vacancy Rate
34.1%+231% vs US avg
x
Broadband Access
88.4%+2% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
6.7%-3% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
68.3%+79% vs US avg
x
$52,700
Home Value
N/A
Rent
1989
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached43.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other57.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$52,700
Median rent$-666,666,666
Owner-occupied76.6%
Vacant34.1%
Price-to-income1.0x
Est. income to buy$15,000