Median home value is about $189,000 — about 46% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 80.1% (about 14.7 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 41745 in Buckhorn, KY, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,214. That is about 65% above the local median household income ($31,534), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.