ZIP Code 41804 — Blackey city, KY Demographics & Data

ZIP code 41804 covers Blackey, KY in Letcher County with a population of about 1,202.

At a glance, the area shows median age of 31.3 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the TRI - CITIES, TN - VA media market.

Median household income in ZIP 41804 is about $80,705 — about 7% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.4%; unemployment rate near 28.6%; 9.2% of adults with a bachelor’s degree or higher (about 24.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Public administration; about 6.2% of workers reporting work-from-home (about 9.0 points below the U.S. share (15.2%)); a mean commute of about 152.0 minutes (U.S. average near 26.8).

Median home value is about $54,800 — about 84% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.8% (about 25.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41804 in Blackey, KY, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $352. That sits below the local median household income ($80,705), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Blackey city, KY as Relatively Low (composite score 66.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (83.1) and wildfire (76.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Blackey city, KY show little to no average snow and around 49.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 45 for ZIP 41804 (Blackey city, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.