ZIP Code 41831 — undefined, KY Demographics & Data

ZIP code 41831 covers KY in Knott County with a population of about 953.

At a glance, the area shows median age of 57.1 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the LEXINGTON media market.

KY fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 41831 is about $51,442 — about 32% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.3%; unemployment rate near 0.0%; 10.2% of adults with a bachelor’s degree or higher (about 23.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Transportation, and Public administration; about 23.0% of workers reporting work-from-home (about 7.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $148,100 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $458 (about 61% below the U.S. median rent ($1,163)), and owner-occupancy near 86.1% (about 20.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41831 in KY, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $951. That sits below the local median household income ($51,442), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 52.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (74.1) and flood (73.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow.

IRS migration statistics show a net inflow of about 36 for ZIP 41831 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.