ZIP Code 42058 — Ledbetter CDP, KY Demographics & Data

ZIP code 42058 covers Ledbetter, KY in Livingston County with a population of about 2,122.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area codes 270, 364; U.S. House district KY-1; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Median household income in ZIP 42058 is about $64,643 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.6%; unemployment rate near 8.2%; 13.4% of adults with a bachelor’s degree or higher (about 20.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 6.4% of workers reporting work-from-home (about 8.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $117,300 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $546 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 83.1% (about 17.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42058 in Ledbetter, KY, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $754. That sits below the local median household income ($64,643), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ledbetter CDP, KY as Very Low (composite score 27.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (24.1) and flood (23.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ledbetter CDP, KY show little to no average snow and around 49.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 79 for ZIP 42058 (Ledbetter CDP, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.