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Cadiz city, KY

ZIP 42211 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42211

Median Home Value
$197,500
Median Rent
$545
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,269/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42211 in Cadiz city, KY, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,269. That is roughly in line with the local median household income ($54,039). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.8%+13% vs US avg
x
Vacancy Rate
22.7%+121% vs US avg
x
Broadband Access
77.7%-11% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
15.2%-69% vs US avg
x
Mortgage-Free
45.6%+19% vs US avg
x
$197,500
Home Value
$545
Rent
1985
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.3%
  • 1-unit attached0.3%
  • 2-9 units5.3%
  • 10+ units2.2%
  • Mobile home & other17.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$197,500
Median rent$545
Owner-occupied73.8%
Vacant22.7%
Price-to-income3.7x
Est. income to buy$54,000