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Cerulean CDP, KY

ZIP 42215 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42215

Median Home Value
$187,800
Median Rent
$715
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,206/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42215 in Cerulean CDP, KY, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,206. That sits below the local median household income ($80,572), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
78.0%+19% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
70.3%-19% vs US avg
x
4+ Bedrooms
9.6%-35% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
53.5%+40% vs US avg
x
$187,800
Home Value
$715
Rent
1992
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.2%
  • 1-unit attached0.0%
  • 2-9 units12.1%
  • 10+ units0.0%
  • Mobile home & other21.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$187,800
Median rent$715
Owner-occupied78.0%
Vacant0.0%
Price-to-income2.3x
Est. income to buy$52,000