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ZIP 42241 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42241

Median Home Value
$73,000
Median Rent
$564
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$469/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42241, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $469. That sits below the local median household income ($36,860), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
28.9%-56% vs US avg
x
Vacancy Rate
21.9%+112% vs US avg
x
Broadband Access
80.0%-8% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
15.8%+23% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
27.2%-45% vs US avg
x
Mortgage-Free
53.7%+41% vs US avg
x
$73,000
Home Value
$564
Rent
1953
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.3%
  • 1-unit attached0.0%
  • 2-9 units24.0%
  • 10+ units6.7%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$73,000
Median rent$564
Owner-occupied28.9%
Vacant21.9%
Price-to-income2.0x
Est. income to buy$20,000