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Drakesboro city, KY

ZIP 42337 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42337

Median Home Value
$71,500
Median Rent
$642
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$459/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42337 in Drakesboro city, KY, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $459. That sits below the local median household income ($33,877), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
93.4%+43% vs US avg
x
Vacancy Rate
14.9%+44% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
0.7%-96% vs US avg
x
Built Pre-1939
6.7%-48% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
37.2%-25% vs US avg
x
Mortgage-Free
53.1%+39% vs US avg
x
$71,500
Home Value
$642
Rent
1976
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.6%
  • 1-unit attached0.0%
  • 2-9 units2.6%
  • 10+ units0.7%
  • Mobile home & other30.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$71,500
Median rent$642
Owner-occupied93.4%
Vacant14.9%
Price-to-income2.1x
Est. income to buy$20,000