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Hawesville city, KY

ZIP 42348 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42348

Median Home Value
$124,300
Median Rent
$476
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$798/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42348 in Hawesville city, KY, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $798. That sits below the local median household income ($60,579), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
79.2%+21% vs US avg
x
Vacancy Rate
9.3%-9% vs US avg
x
Broadband Access
79.7%-8% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
11.9%-76% vs US avg
x
Mortgage-Free
58.6%+54% vs US avg
x
$124,300
Home Value
$476
Rent
1981
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.1%
  • 1-unit attached0.0%
  • 2-9 units5.0%
  • 10+ units0.1%
  • Mobile home & other25.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$124,300
Median rent$476
Owner-occupied79.2%
Vacant9.3%
Price-to-income2.1x
Est. income to buy$34,000