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Maceo CDP, KY

ZIP 42355 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42355

Median Home Value
$131,600
Median Rent
$550
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$845/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42355 in Maceo CDP, KY, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $845. That sits below the local median household income ($50,720), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.4%+15% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
83.5%-4% vs US avg
x
4+ Bedrooms
3.8%-75% vs US avg
x
Built Pre-1939
3.9%-70% vs US avg
x
Built Post-2014
5.6%-19% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
40.6%+6% vs US avg
x
$131,600
Home Value
$550
Rent
1975
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other31.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$131,600
Median rent$550
Owner-occupied75.4%
Vacant13.9%
Price-to-income2.6x
Est. income to buy$36,000