ZIP Code 42565 — undefined, KY Demographics & Data

ZIP code 42565 covers KY in Casey County with a population of about 668.

At a glance, the area shows median age of 48.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364, 606; U.S. House district KY-1; the LEXINGTON media market.

Median household income in ZIP 42565 is about $43,239 — about 42% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 41.2%; unemployment rate near 10.5%; 11.8% of adults with a bachelor’s degree or higher (about 21.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Agriculture; about 14.3% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 168.0 minutes (U.S. average near 26.8).

Median home value is about $176,600 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $504 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 77.1% (about 11.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42565 in KY, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,134. That is roughly in line with the local median household income ($43,239). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Very Low (composite score 37.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (48.8) and hurricane (44.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 57.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 42565 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.