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Caneyville city, KY

ZIP 42721 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42721

Median Home Value
$124,900
Median Rent
$357
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$802/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42721 in Caneyville city, KY, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $802. That sits below the local median household income ($52,833), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.5%+26% vs US avg
x
Vacancy Rate
17.0%+65% vs US avg
x
Broadband Access
74.3%-15% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
2.1%-83% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
23.2%-53% vs US avg
x
Mortgage-Free
60.5%+58% vs US avg
x
$124,900
Home Value
$357
Rent
1984
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.5%
  • 1-unit attached0.7%
  • 2-9 units1.9%
  • 10+ units0.1%
  • Mobile home & other26.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$124,900
Median rent$357
Owner-occupied82.5%
Vacant17.0%
Price-to-income2.4x
Est. income to buy$34,000