ZIP Code 42741 — undefined, KY Demographics & Data

ZIP code 42741 covers KY in Adair County with a population of about 507.

At a glance, the area shows median age of 43.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364; U.S. House district KY-1; the LOUISVILLE media market.

On socioeconomic markers, US5 shows a poverty rate of 10.4%; unemployment rate near 0.0%; 6.6% of adults with a bachelor’s degree or higher (about 27.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Professional services; about 14.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $113,100 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 80.5% (about 15.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42741 in KY, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $727. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Very Low (composite score 39.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (48.3) and flood (44.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 57.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 42741 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.