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Mount Vernon city, OH

ZIP 43050 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 43050

Median Home Value
$199,000
Median Rent
$762
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,278/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 43050 in Mount Vernon city, OH, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,278. That sits below the local median household income ($65,044), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.6%+2% vs US avg
x
Vacancy Rate
9.0%-13% vs US avg
x
Broadband Access
89.2%+3% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
8.8%-31% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
36.9%-3% vs US avg
x
$199,000
Home Value
$762
Rent
1962
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.2%
  • 1-unit attached2.6%
  • 2-9 units15.6%
  • 10+ units2.4%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$199,000
Median rent$762
Owner-occupied66.6%
Vacant9.0%
Price-to-income3.1x
Est. income to buy$55,000